External Transfers

External Transfers are offered through Online and Mobile Banking.  This is a convenient, risk-managed way to make account-to-account (you own both accounts) transfers. 

FSB wants to make it easy for our customers to bank with us!  Offering a consolidated set of frequently used money movement tools – Bill Pay, Zelle® and our new External Transfer service hopefully accomplishes that goal! 


How to Start Using External Transfer
  1. Enroll or login to Online or Mobile Banking.
  2. Click on the Transfers Link.
  3. Click on the Launch External Transfer Link.
  4. Accept the Terms of Service if asked.
  5. Add External Account.
    • Account verification can vary depending on who the external financial intuition is.  It may be immediate, you may have to verify online credentials or it may require a micro deposit verification.  Deposits will be available to verify next business day.  
  6. Once your account is verified, complete the External Transfer.

External Transfer:
  • Transfer Funds into and out of checking, savings, and money market accounts between different institutions.
  • Transfer money from another Bank to make a loan payment at FSB.

Timing of the External Transfer
  • Most transfers are 3 day transfers.  This is due to security parameters.
  • Next day transfers are available under certain circumstances and once a customer's pattern has been established.  Please call the Bank if you are in need of a next day transfer and that option is not available to you in Online/Mobile Banking.
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